Most insurance policyholders don’t know that their insurance policies can be sold. In fact, few every life insurance policyholders know that there exists a marketplace for listing insurance policies. If you are an insurance policyholder who wants to surrender their insurance policy in exchange for cash, Fidentiax offers you a blockchain-powered marketplace where you can list your tradable insurance policy and have it sell instantly, safely and profitably.
Offer High Liquidity
Previously, tradable insurance policies were quite illiquid as there wasn’t any digital or physical marketplace for trading such policies. The initiation of the Fidentiax marketplace has changed everything. Holding a tradable insurance policy is now considered a great investment considering that you can instantly turn it into liquid cash. The Fidentiax market allows you to safely and transparently sell your insurance policy. This gives you total control over your investment portfolio planning and cash flow management.
Guarantees Higher Returns
Based on a study done by Fidentiax comparing real-word fixed income portfolios and model portfolio encompassing tradable life insurance policies, it was resolved that insurance policies have higher chances of out-forming risk-class portfolios. This means holding tradable insurance policies is a great way to preserve your capital and supplement your investment portfolio.
Gives You Control Over Your Capital
There are many factors that affect the actual cash value of an insurance policy. Among the main factors is insurance provider declared returns and guaranteed returns. The insurance company has the final say on how much value a policy has. Insurance companies operate in a regulated industry and must meet the set capital reserve requirements. That said if you decide to list your insurance policy for sell on the Fidentiax marketplace, you can be sure to sell it at an amount that will be way more than the initial investment capital.
Avoids The Need For Setup Cost
Buying an insurance policy directly from an insurance provider will require you pay for the setup and other related costs. Buying a life insurance policy via the Fidentiax system avoids you from paying such costs. This is because the policyholder you are buying your policy from will have already taken care of all the setup costs and other related costs that could make it more costly to purchase the policy.
Fixed Investment Durable
Tradable insurance policies are designed to live up to a specific fixed duration. During this period, the policies are free from value fluctuation. In short, their value cannot be altered during this period of growth. Fidentiax doesn’t limit you from listing your insurance policy because it has not matured as per the policy requirements. This is to say that if you wish, you can list your insurance policy and have it sell before it has matured something which can end up enabling you to make significant profits.